Plan today to look after their tomorrows

We all start out in life primarily focusing inwards, but at a certain point this all changes and we choose to share our focus with others, then later, to prioritise them even ahead of ourselves. This is when many choose to plan for a future invested in looking after their loved ones’ tomorrows, and that’s where estate and legacy planning can help.

In essence, estate and legacy planning looks to answer one important question: “How can I ensure that those I love get more and the people at HMRC get less when I’m gone?”


It’s not an everyday question…

Most people seem to ask themselves this question when a major event has thrown a spotlight on it – health concerns, the passing of someone they’re close to, or the birth of children or grandkids. These moments force us to face our mortality and adjust our outlook to think of what we’d like to leave behind, and to whom.

And, with tax rules ever-changing, it’s all the more important that even the best laid plans are reviewed to make sure they are still on track to deliver what they were set up for.

… but there is an answer…

Everyone’s lives, values and priorities are different and, therefore, there is no one-size-fits-all answer to this question. The best solution for you may be any combination of strategies, including (but by no means limited to):

Investing in trusts
Gifting to your kids
Prioritising your pension
Business property relief
AIM share investments

Which is the reason why it’s important to work with a specialist who understands the intricacies of tax planning and a whole-of-market approach to determining the right mechanisms – and the documents to support them, such as wills and a power of attorney – for maximising the legacy you can leave behind.


Estate and legacy planning should be just one part of a far wider strategy for your financial comfort now, into retirement and beyond. So for guidance on all of the above call us on 020 3150 2500 or email